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Margie Haaxma, REALTORŪ, real estate agents and broker for Alpena, Presque Isle and Hubbard Lake Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)
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Resources: Alpena, Presque Isle and Hubbard Lake Michigan home buying, real estate listings, and homes for sale in Alpena County, MI
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Special Offers: Special offers for Alpena, Presque Isle and Hubbard Lake homeowners from Margie Haaxma, top Realtors
Affiliates: Margie Haaxma's real estate web site affiliates
eNewsletter: Margie Haaxma's Alpena, Presque Isle and Hubbard Lake newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Michigan, and United States
Market Conditions Report: Market conditions report for this area, Michigan, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Alpena, Presque Isle and Hubbard Lake Michigan mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Michigan or buy your own Alpena, Presque Isle and Hubbard Lake house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Alpena, Presque Isle and Hubbard Lake mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Michigan real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Margie Haaxma anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Margie Haaxma's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Margie Haaxma's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Alpena, Presque Isle and Hubbard Lake property in Michigan, including legal terms definitions, and more

 

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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia
Q 
Where is the world's largest dome?

A 
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana.
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Margie Haaxma, REALTORŪ, real estate agents and broker for Alpena, Presque Isle and Hubbard Lake Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Margie Haaxma
Banner Realty

259 S. Ripley Blvd.
Alpena MI 49707-4003
989-356-1177
800-356-9961
Fax: 989 356-2147
margiehaaxma@NUMBER1EXPERT.com

Alpena's Most Successful Team... Margie Haaxma is Alpena's #1 Listing and Selling Agent and Broker of Banner Realty. She is a native of Alpena and was born to sell real estate! Her love is working to make a smooth and pleasant transaction for the buyer and seller. Margie's knowledge, experience, ethics, and training have been built over the years and the foundation of her business is from referrals. We welcome you once again...to Alpena's Most Successful Team...

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Banner Realty real estate and homes for sale in Alpena, Presque Isle and Hubbard Lake Michigan

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