Welcome! Here You Can Find Great Information on Alpena, Presque Isle and Hubbard Lake Michigan Real Estate |
Hello, my friends call me "Margie" I hope to make you a friend too. A native of Alpena, working in the city I love because of the nice people, and the wonderful water frontage on 5 area lakes and the Thunder Bay River running through the city! The water brings birds, geese and swans that are fun to watch not to mention the swimming, boating and fishing. What an inspiration!!! The city is friendly, comfortable and it is easy to feel safe here! There are wonderful things to enjoy here as well, the Northeast Michigan Besser Museum and Village, The National Waterfront Sanctuary and Museum, Alpena Community College, the annual Michigan Brown Trout Festival, Rotary Kiddie Park, the Band Shelter on the Bay, the boat harbor for docking and fishing, Thunder Bay Arts Council, 2 wonderful live theatres and several movie houses. This is to name only a few of the many and continuous opportunities in this area. Alpena is a wonderful place to rear children with the best of schools and other activities and arts available. The experience I offer in the real estate field is over 30 years of service and Broker of Alpena's #1 Team for Sold properties from 1992-2008. This team is full time and are top producers. We have three wonderful children and 4 very, very special grandchildren. I work hard to make customers my friends by the end of the transaction. If you would like a personal resume, including professional education, sales awards, affiliations and community involvement and service please email at mhaaxma@i2k.net or call 989-356-1177 or cell phone 989-464-7209 I look forward to meeting you.  |
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Insurance >Do You Need Mortgage Protection
If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.
If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.
When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
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